Risk Disclosures

Regal Assets, LLC specializes in helping individuals transfer or rollover their existing retirement account into physical precious metals. If you do not have an existing retirement account we can help you procure physical precious metals for your personal investment portfolio and have them delivered right to your front door. We are constantly updating our website with information to help first time investors into precious metals by providing up to the minute precious metal spot prices, historical charts and detailed information on each coin and bar that, we sell. Regal Assets is a proud member of the BBB and has received an A+ rating; the highest rating a company can obtain from the Better Business Bureau. With a 5 star out of 5 star customer service review Regal Assets has earned a preferred membership status with TrustLink. Regal Assets is proud to be ranked by Inc. Magazine as No. 20 in the United States for financial services. This honor has landed Regal Assets on the Inc.Magazine 500 List, an exclusive ranking of the nation's fastest-growing private companies. Regal Assets has been featured in Smart Money, Forbes, Market Watch, Reuters, The Street, Hollywood Reporter and has worked exclusively as the precious metal expert and precious metal supplier for International Business Times a global business news leader with 16 offices globally and over 11 million monthly readers. We consider ourselves to be a “industry leader” in precious metals retirement accounts buying and selling precious metals on a daily basis creating a “two way” market for clients. We pride ourselves on our 5 star customer service experience and are proud to say we hold a 99.9% customer satisfaction with our existing clientele base. Our customer satisfaction rating has been verified and reviewed by a 3rd party company who conducted a 2 week verification process on all of our clients who have given us a testimonial. The verification process included calling some of our clients personally and speaking to them on the phone. We are confident that Regal Assets will be your number one choice for procuring physical precious metals for your investment portfolio.

ANTI-MONEY LAUNDERING

Regal Assets has an anti-money laundering program in place that prevents unlawful activities that facilitates the funding of terrorist or criminal activities. Regal Assets has an anti-money laundering program review every year by an independent 3rd party to update our current anti-money laundering plan and to ensure that every single Regal Assets employee are up to date and trained on all anti-money laundering practices. Every year Regal Assets employees take an anti-money laundering test and are graded on their understanding of anti-money laundering laws and how to be in compliance with such laws.

DIVERSIFACTION

Regal Assets offers a wide variety of options for potential clients looking to procure physical precious metals for their investment portfolio. These precious metals options each carry different benefits and risks as well as varying fee margins associated with their acquisition. We believe that precious metals are essential in a well-diversified investment portfolio and generally recommend 10% to 20% allocation of physical precious metals in an investment portfolio. Given the dire economic situation the United States is presently in, we have seen clients moving larger portions of their investment portfolios into physical precious metals then our recommended percentage. Regal Assets suggest that you consult with your certified financial advisor or significant other before making your final decision if you are moving a larger percentage of your investment portfolio into physical precious metals than what we recommend.

HOLDING PERIOD

Physical precious metals should be considered a long-term investment as a part of a well-diversified portfolio. We believe clients purchasing physical precious metals should be prepared to hold their investment for a minimum of three years to five years and ideally ten years or longer to maximize potential for gains. In our opinion, clients should only purchase physical precious metals that can be held for our minimum recommended period. Physical precious metals like all investments carry capital risk and can experience volatility in price. Regal Assets cannot guarantee, and makes no representation that physical precious metals will appreciate at all or appreciate sufficiently to make client a profit.

RETIREMENT ACCOUNTS

For all physical precious metal retirement accounts, Regal Assets will refer clients to companies that provide trustee and custodian services to keep the transfer into precious metals tax free and without penalties. Regal Assets has no affiliation and is completely independent from these companies. Regal Assets only sells clients physical precious metals from the United States government approved list of precious metals. We have made every effort to comply with current federal laws in connection with precious metals that are placed in a retirement account. Regal Assets and its agents are not registered or licensed by any government agencies and are not financial or tax advisors. For all tax, related questions regarding your retirement account you should consult with your tax advisor or certified public accountant.

CANCELATION

As a courtesy to our clients all precious metal purchases that are locked up and confirmed via telephone with an account executive that have not been funded can be canceled at any time. Cancelation of a precious metal purchase is not subject to any type of fee or cost; all that Regal Assets ask is that in the future if the client is interested in procuring physical precious metals for their investment portfolio that they keep Regal Assets in mind. For the benefit of the client and the terms of this agreement the definition of an account not being funded is simply that Regal Assets has not received any type of funds whether it be bank wire, ACH, personal check and or cashier’s check for the clients said precious metals purchase.

PURCHASES

The purchase price for precious metals that clients are quoted on the telephone via an authorized Regal Assets account executive includes all spreads. The difference between our sell (also known as ask) and our buy (also known as bid) is referred to as our spread. Our spread currently ranges between 3% and 20% on all of our precious metal products. Spreads vary significantly by type of precious metal, client investment amount and over time based on supply and demand issues. For a client to make a profit, client must be able to sell the precious metals in the future for a price high enough to cover initial purchase price including the spread. Spread may decrease or increase over time, and bids may change such that the total value of coins purchased may decrease or increase by more than the amount of the spread. Client must understand that the precious metal market can be volatile and that precious metal prices may rise and fall over time. Client furthermore must understand that past performance is no guarantee of future performance and that assistance Regal Assets may offer in a purchase does not create a fiduciary relationship between Regal Assets and client. The decision to purchase precious metals, are the sole decision of the client and purchases are made subject to clients own prudence and judgment. For more information on purchase, please refer to our Shipping Agreement.

BUYBACK

Clients are considered an extension of Regal Assets inventory and Regal Assets ask that every client who wants to sell back precious metals purchased, give Regal Assets the first opportunity to buyback said precious metals. Clients are the sole owner of precious metals purchased and in no way are they required to sell back to Regal Assets. All precious metals purchased through Regal Assets are allocated which means the client is the sole owner of the precious metals purchased. The law prohibits us from guaranteeing the buyback of precious metals however; Regal Assets to this date has never refused the opportunity to buyback precious metals that a client has purchased. When buying back precious metals Regal Assets will quote clients the highest buyback price of the particular trading day they are selling. There are no fees to liquidate precious metals with Regal Assets. All buyback prices are locked in place and guaranteed even if Regal Assets does not have possession of said precious metals. It is the client’s responsibility to send precious metals to the vault of Regal Assets before buyback prices are paid out. Regal Assets reserves the right to re-adjust the buyback for precious metals if the client is not able to send precious metals to the vault of Regal Assets within 24 business hours of buyback price being in place.

ACCOUNT EXECUTIVES, AFFILIATES, AGENTS AND PARTNERS

We pride ourselves on every client having a 5 star customer service experience with Regal Assets. Every single one of our account executives are trained and rewarded based on our client having a 5 star customer service experience. Clients are given the opportunity to review and rate their individual experience with their personal account executive though a 3rd party company TrustLink. Regal Assets has no affiliation and is completely independent from TrustLink. The client is free to post anything they want on their experience through TrustLink be it negative or positive and Regal Assets has no control over the content being posted. All of our account executives have been carefully hand-selected by our Regal Assets team and must have a minimum of five years of experience in the precious metals industry. Furthermore, all account executives on the Regal Assets trade floor must have experience and a track-record of closing over $11 million in precious metal purchases per year. Regal Assets account executives are not licensed as investment advisors and, accordingly, do not make any recommendations regarding clients personal investment portfolios. Regal Assets account executives are only authorized to sell Regal Assets precious metal products. Our account executives are commissioned salespersons but are not compensated higher by selling one product over the other; meaning account executives make the same commission on precious metals purchased no matter what is purchased whether it be coins or bars. Being a leader in the precious metals market has attracted the support and business of various affiliates, agents and partners throughout the world. These affiliates, agents and partners have all done their own independent research and due diligence on Regal Assets as a company. After careful consideration these affiliates, agents and partners have decided to promote Regal Assets goods and services. For every successful referral and or purchase these affiliates, agents and partners generate for Regal Assets they are compensated. Compensation for said affiliates, agents and partners varies and is based upon their independent agreement with Regal Assets. Affiliates, agents and partners may own and operate successful websites, radio stations, e-mail lists and companies that help market and brand Regal Assets. Due to the success of relationships with affiliates, agents and partners Regal Assets has created a program that encourages and cultivates the membership of affiliates, agents and partners worldwide. Regal Assets currently has relationships with affiliates, agents and partners in most developed countries and continents all over the world including but not limited to Canada, Australia, Philippines, United Kingdom, United Emirates, Europe and China. Regal Assets affiliates, agents and partners membership continues to grow and we are grateful for the support we receive worldwide. Regal Assets is completely independent from said partnerships and generally has no employment agreements with affiliates, agents and or partners.

SUMMARY

Here at Regal Assets we are all about acquiring a sound understanding of precious metals before you make your first purchase. Doing proper due diligence on the risks and rewards associated with investing in physical precious metals takes a lot of time and dedication. Upon doing your research and deciding to purchase precious metals, we do not suggest committing more than 10% to 20% of your investment portfolio to physical precious metals. Having a well-diversified investment portfolio that meets your objectives for safety, liquidity and growth is critical. Be prepared to hold onto your precious metals for a minimum of three years to five years to maximize the growth potential on your precious metals. If you are still in your research process, request our no obligation FREE gold IRA investment kit. We have carefully assembled this kit to provide clarity and understanding on investing in physical precious metals and feel it is a great starting point for first time precious metal buyers.